Child support stops when the child turns 18 — with one important exception for kids still in their final year of secondary school. This guide walks through the timing, the school-leaver extension, the rules for adult children with disabilities, and the operational mechanics when a child ages out.
For families with multiple children, the assessment automatically adjusts as each child ages out — you don't need to do anything to trigger the reduction, but it pays to understand the timing.
The default — child support ends at 18
The standard rule:
- Child support runs from birth to the child's 18th birthday
- On the 18th birthday, that child stops generating a child support obligation
- Services Australia's systems automatically reduce the assessment from that date
- Other children in the case continue at their own ages
If a case has only one child, child support ends entirely on that child's 18th birthday. If there are multiple children, the formula recalculates with the now-adult child removed, and the remaining assessment continues for the younger kids.
The Year 12 extension — keep CS through final school year
The one important exception: kids who turn 18 during their final year of secondary school.
If a child:
- Turns 18 during the calendar year they finish Year 12, AND
- Is still enrolled in secondary school at that birthday
…the receiving parent can apply for an extension of child support to the end of that school year. The extension runs to the school's official last day for Year 12 students.
How to apply for the extension
- Apply through Services Australia (MyGov, phone 131 272, or written request)
- Provide evidence of school enrolment for the relevant year
- Apply BEFORE the child's 18th birthday where possible — late applications work but create temporary gaps
- Services Australia issues a varied assessment running to the school year-end
The school's last day for Year 12 varies by state and school but is typically:
- NSW — early to mid-December
- VIC — early November (after HSC equivalent)
- QLD — mid-November
- WA — mid to late November
- SA — early to mid-November
- TAS — early to mid-December
- ACT — early December
- NT — early to mid-November
The exact date is the school's official Year 12 finish date. International schools and homeschooled situations follow their specific completion date.
What if the child leaves school before 18?
If a child leaves school before turning 18 (e.g. drops out, transfers to TAFE, starts an apprenticeship), child support still runs to the 18th birthday — the school enrolment isn't required for the default assessment. The Year 12 extension only matters for kids turning 18 while still in school.
What about adult children?
The standard child support system doesn't cover anyone over 18 (or post-Year-12). Adult children with ongoing needs typically rely on different pathways:
Adult children in tertiary study
Services Australia child support stops. Some parents have private financial agreements continuing through university or TAFE, but these are personal arrangements, not enforceable child support.
The adult child themselves may qualify for Youth Allowance or Austudy through Centrelink, which is means-tested on the child's own (and sometimes the parents') income.
Adult children with disabilities
This is where it gets complex. The standard child support assessment ends at 18, but financial support obligations may continue under other frameworks:
- Court orders for adult child maintenance, made under the Family Law Act, can require ongoing parental contribution where the adult child has significant disabilities and can't be self-supporting
- NDIS provides funded disability support if the adult child meets eligibility — separate from any parental financial contribution
- Disability Support Pension (DSP) is income to the adult child, also separate from parental support
- Carer Payment / Carer Allowance may be payable to a parent providing care for an adult child with disabilities
These all run separately to the historical child support assessment. The court-order pathway for adult child maintenance requires legal advice — it's narrow and case-specific.
The age-band shift at 13 — costs go up
Before children age OUT at 18, they age UP at 13 from the Cost of Children table's "younger" band to its "older" band. The cost-of-children figure for that child jumps:
| Child age | COTC band (rough order of magnitude) |
|---|---|
| 0-12 | Lower band — smaller per-child cost |
| 13-17 | Higher band — meaningfully larger per-child cost |
Services Australia re-assesses periodically. The next assessment after the 13th birthday reflects the new band. For a typical family the amount can step up several thousand dollars per year per child.
This is automatic — neither parent triggers it. But planning for it is worth doing if you're approaching the boundary.
The CS Cost of Children guide covers the table in detail.
Operational changes when CS ends or steps
The month a child turns 18
- Services Australia reduces the assessment from the 18th birthday
- For Private Collect arrangements, parents should agree on the reduced amount in advance
- For Child Support Collect, the deduction notice automatically updates
- FTB-A also stops for that child on the 18th birthday (unless they're still in secondary study)
The month a child turns 13
- The next periodic re-assessment incorporates the higher cost-of-children figure
- Doesn't backdate to the 13th birthday — applies from the next assessment date
- Worth checking your notice when re-assessed
When the youngest child finishes school
- This is the practical end of child support for the case
- Cleanup tasks: close any Child Support Collect arrangement, agree on final payment, document the conclusion
- Tax-side effect: receiving parent's ATI for other entitlements (FTB-A no longer involves CS received)
How NestWise helps
- Free CS calculator — model the formula with current and projected child ages to see what happens at age boundaries
- Full estimator — saves your child ages so the assessment auto-updates as kids age
- Your CS picture — track multiple children's ages and projected end dates
Related guides
- Self-Support Amount and Cost of Children
- How is child support worked out? The 8-step formula
- Shared care impacts on child support and FTB-A
- The Maintenance Action Test and FTB-A
Sources: Services Australia — When child support ends, Services Australia — Child support for a child in secondary school, Child Support Guide §2.10 (DSS).